Outsourced AML Officer & Compliance as a Service
A qualified MLRO and a complete, operational AML compliance function — outsourced to us so you meet your regulatory obligations from day one without a full in-house hire.
What this service covers
Every regulated financial business is required to appoint a Money Laundering Reporting Officer and maintain a documented, risk-based AML programme. For businesses at early stage, operating at smaller scale, or in a transitional period between permanent hires, building this function in-house is an expensive and disproportionate commitment.
We provide an outsourced MLRO and compliance-as-a-service offering that covers the complete function: policy development, transaction monitoring oversight, customer risk assessment, SAR/STR filing, and direct regulatory communication. Our team operates as your in-house compliance function — accountable to regulators, integrated into your operations, and available as your business grows and its obligations change.
What's included
A clear delivery scope based on what this engagement typically covers. Exact deliverables are confirmed after we review your business model and jurisdiction.
Outsourced MLRO appointment
A qualified, regulator-approved Money Laundering Reporting Officer named to your business and accountable to the relevant supervisor.
AML/CFT policy framework
Full set of AML, CFT, and risk management policies and procedures tailored to your business model and regulatory environment.
Customer risk assessment methodology
Risk-based KYC and CDD framework covering onboarding, ongoing monitoring, and enhanced due diligence triggers.
Transaction monitoring oversight
Review of monitoring outputs, threshold calibration, and escalation of suspicious activity for MLRO review.
SAR/STR reporting
Preparation, quality review, and submission of suspicious activity reports to the relevant Financial Intelligence Unit.
Regulatory communication
Management of supervisory queries, compliance audits, and ongoing interaction with the regulator.
Who this is for
Newly licensed fintech and payment businesses
Companies that need a compliant AML function in place from the first day of regulated operation.
Crypto and VASP businesses
Firms with specific AML obligations under virtual asset service provider frameworks.
Businesses in transitional periods
Companies between permanent compliance hires or undergoing regulatory review who need continuous coverage.
How we deliver
A focused engagement model — assessment, execution, and follow-through — so you always know what happens next.
Compliance assessment
We review your regulatory status, business model, and existing documentation to identify gaps and requirements.
Function setup
We prepare the AML framework, appoint the MLRO, and establish all operating procedures.
Ongoing operation
We run the compliance function, manage reporting obligations, and respond to regulatory interactions as they arise.